Whilst all policies are different and you should find one that suits your particular individual needs the following are generally found in many wedding insurance policies.
Wedding insurance weather cover.
These include unforeseen events caused by damage or injury at a wedding extreme weather problems with the venue or vendors and certain circumstances that may prevent your wedding from occurring.
If you need to cancel your wedding due to an unexpected illness or extreme weather conditions then having wedding cancellation insurance will help cover the costs to re arrange the wedding.
As with any insurance it is there to protect you from the unexpected.
This can also apply to a last minute corporate move like the bride s company suddenly relocating her to another city.
Like all insurances wedding insurance is put in place to help cover you in case something bad were to happen to your wedding or because of your wedding explains jamie chang owner and destination wedding planner at mango muse events in los altos california.
The advantages of wedding insurance.
Coronavirus and wedding insurance.
The coronavirus pandemic has brought the concept of wedding insurance to the forefront.
Public liability cover is another must have for the sensible wedding planner.
Wedding insurance is a type of event insurance that protects you from losses in certain situations involving the wedding day.
Optional liability and liquor liability coverage are also available to protect your interests from unfortunate mishaps such as a slips and falls or damage to property at the event.
Injury to guests staff or property damage can often be covered.
Wedding insurance is special event insurance that provides coverage for wedding mishaps such as venues closing vendor no shows extreme weather damaged gifts sickness or injury and more.
But if you want to buy a new policy to cover an upcoming wedding you ve much less choice as several insurers have stopped selling new policies though this.
This covers you should you need to cancel the wedding due to.
The second type of wedding insurance is cancellation coverage.
Any weather conditions which prevent the couple.
If you re looking for more information about how coronavirus could affect your wedding and travel plans and whether you re covered under your current policy see our coronavirus help guide.
Wedding insurance can cover postponeme nt of the wedding due to a bride or groom suddenly getting called to military duty.
You will need to buy your wedding insurance policy in good time though as cover would be excluded if it was common knowledge at the time of purchase that it was.